Posts Tagged ‘home buyers’
Smart shoppers compare the cost to repair a house along with the value of the arrangements, with the cost of a house and repaired. If a repair will not be returned on investment, this improvement can not be guaranteed. Before you decide to lift the roof and install skylights in the master suite, recalled that the repairs to kitchens and bathrooms are those that return more money.
Before deciding to make specific repairs, take an afternoon off to see the other houses in the neighborhood. Note the conditions and amenities in these homes. Compare these homes to yours. If, for example, most of the houses on the market have improved stoves should concentrate on fixing the kitchen. Read the rest of this entry »
Property business in Indonesia is currently being developed both to be occupied or for long term investment is promising. Before we want to buy a property should we need to know the taxes associated with property purchase transaction itself. Buying property either individually or through the developer / property developers, there are taxes imposed by the government to us. Usually taxes have been incorporated into the selling price if we buy a property through the developer / property developer. The amount of tax depends on the type, amount, size and location of the property.
Here are some of the tax list shall we know if we want to buy a property, a house or dwelling:
- VAT (Value Added Tax)
This tax is only charged once when buying a new property, both from developers and individuals. The amount of tax 10 percent of transaction value. VAT levied property worth over 36 million. If buying property from developers, for the payment and reporting is usually done through the developer. But if you buy from peroarangan, payments are made himself After the transaction, no later than December 15 next month and reported to the local tax office no later than the date of the next 20 months.
- BPHTB (Duty on Acquisition of Land and Buildings)
BPHTB or duties on the acquisition of land and buildings is a tax imposed on the acquisition cost of land and buildings. Acquisition of land and or building is an act or event which resulted in obtaining legal or owns the rights to land and or buildings by a private individual or entity. BPHTB is subject to tax on the acquisition of land and or buildings. BPHTB subject is an individual or an entity which obtained the rights to the land and or buildings.
BPHTB tariffs amounted to 5% of Value of Taxable Tax Object Acquisition. Cost is subject to tax or not subject to tax NPOP set at Rp. 60 million (thirty million rupiah) that any time an amount could be changed by government regulations.
Houses foreclosure
The houses in the foreclosure have a chance of a lifetime. The houses in the foreclosure are due to loans that have been ignored by the current homeowner. Since the homeowner has not been making your payments, the lender has evicted and took possession of the property. Lenders Hate to do this, your business is making loans, however, comes the risk of each loan. The risk does not pay off sometimes, which makes these features into houses in the foreclosure. No money in these vacant houses from foreclosure, they want to sell quickly, and deeply discounted prices. The houses in the foreclosure are often sold at 20% – 50% less than its current market value! Read the rest of this entry »
1. Check the terms of repayment of your mortgage. Before putting your home for sale check the terms of the mortgage has contracted. In particular should seek cancellation fees or early repayment of mortgage. Assess also the possibility of subrogation of the mortgage of your home. The goal is to have an idea of the total costs resulting from your mortgage as a result of the sale of the house.
2. Determining the value of housing. It is a key issue when selling the house to determine the value of your house on the market. A direct way is that a real estate agency will determine its selling price. There are other possibilities: to refer to recent sales prices of similar homes in the same area, a property appraisal by specialist companies (your bank can provide one), available at property prices of similar homes offered for sale in area. Read the rest of this entry »